Personal Pension Plan
“With the Personal Pension Plan (PPP), financial freedom in retirement is no longer reserved for corporate employees.”
This plan is designed for you, the self-employed, the hustlers, the backbone of our economy giving you the power to build your future, one contribution at a time.
Why Choose the Citizens Personal Pension Plan?
The Citizens Personal Pension Plan is designed to give you confidence today and security tomorrow, ensuring that when retirement comes, you are financially prepared and supported. At Citizens Pensions, we are committed to delivering dignity in retirement for everyone, regardless of profession, income level, or background.
Reasons to choose us:
Retire with Confidence:
Save steadily for a comfortable retirement
Access When You Need It:
Up to 50% is available for contingent needs, while 50% remains securely preserved for your retirement.
Safe & Secure:
Funds are professionally managed for growth.
Simple, Convenient & Seamless:
Manage your pension funds effortlessly through our user-friendly digital platforms.
Flexible Contributions:
Save daily, weekly, or monthly — at your pace and in line with your income.
Who Can Join the Citizens Personal Pension Plan?
The Personal Pension Plan is designed for individuals who want to take control of their financial future, regardless of their work structure or income type.
The following people can join this Plan:
Retirees, traders, artisans, entrepreneurs, professionals, freelancers, entertainers, sports professionals, creatives, and other self-employed individuals.
Employees who wish to boost their retirement savings through voluntary pension contributions
Children below 18 years of age may have a Personal Pension Account opened and funded on their behalf by a parent or guardian.
Members of cooperatives, unions, or professional associations.
Employees of organisations with fewer than three staff members.
How It Works
Your contributions are divided into two portions:
50% Contingent Portion
Available for withdrawal after three months, giving you access to funds when needed
50% Retirement Benefit
Reserved to secure your future, ensuring a comfortable retirement.
Take Control of Your Future Today!
The best time to start was yesterday. The next best time is NOW. Open your Personal Pension Account with Citizens Pensions and take a bold step towards financial security. Your future self will thank you.