Retirement Advisory Services
“At Citizens Pensions, we believe retirement is not an end, it’s a transition into the life you’ve worked hard for. But getting there takes more than hope; it takes a plan.”
That’s why we offer Retirement Advisory Services, a complimentary, 360-degree consultation experience designed to help you map out your financial future with clarity, confidence, and purpose.
Whether you’re just starting or are already contributing to a Retirement Savings Account (RSA), our dedicated advisors are here to help you make the most of every opportunity available under the Nigerian pension framework.
Here’s How We Help You Build Wealth for Tomorrow
Pension Planning for Every Life Stage
From your first paycheck to your final retirement withdrawal, we help you understand how your pension works, what your future needs might be, and how to align your contributions to your life goals.
Voluntary Contributions Strategy
Thinking about putting a little extra aside? We’ll show you how Voluntary Contributions (VCs) can accelerate your retirement goals, reduce your tax liability, and provide a financial cushion that goes beyond the mandatory.
Pension-Backed Mortgage
Why wait for retirement to enjoy the comfort of home? Through our advisory, we guide you on how to leverage your RSA for a mortgage, helping you align today’s dreams with tomorrow’s security.
Smart Investment Guidance
Our experts help you understand how your funds are managed, and how to optimize your pension assets for long-term returns. We tailor advice based on your age, goals, risk appetite, and life circumstances because no two journeys are alike.
Who is This For?
Existing clients seeking deeper insight and better control of their pension journey.
Prospective clients looking to make informed decisions from the start.
Diaspora Nigerians planning their return and financial reintegration.
Foreign nationals working in Nigeria who want to retire to a life of value.
