With over 32 years of trailblazing experience in Nigeria’s financial sector, Mr. James O. Okwara is more than a leader, he is a force of transformation. His career is defined by a resolute commitment to institutional growth, financial empowerment, and the pursuit of excellence. As a Non-Executive Director at Citizens Pensions, he infuses the organization with unparalleled expertise in corporate governance, regulatory strategy, and dynamic decision-making, ensuring that Nigerians retire with dignity and security.

Mr. Okwara’s leadership is shaped by innovation, efficiency, and an unwavering focus on results. At FinBank Plc, he was instrumental in redefining financial strategy, spearheading models that expanded assets and boosted profitability across Nigeria and West Africa. His role in the successful recapitalization and merger of financial institutions underscores his precision in navigating complex financial landscapes with foresight and tenacity.

Beyond the boardroom, Mr. Okwara is a passionate advocate for financial inclusion. He believes that true economic progress is built on empowering individuals and businesses with accessible, sustainable financial solutions. A master strategist and seasoned negotiator, Mr. Okwara has played a pivotal role in institutional governance, stakeholder engagement, and dispute resolution. His visionary leadership extends beyond Nigeria, driving cross-border financial innovation, including the acquisition of The Gambia’s first Islamic banking franchise.

An Honorary Senior Member of the Chartered Institute of Bankers of Nigeria, Mr. Okwara has refined his expertise through executive programs at the Lagos Business School and esteemed global financial institutions. His experience, coupled with a commitment to corporate excellence, makes him a cornerstone in Citizens Pensions’ mission to redefine retirement planning and financial security in Nigeria. A firm believer in mentorship and sustainable growth, he is dedicated to shaping the future of finance by fostering stability, innovation, and long-term impact. At Citizens Pensions, his mission is clear, to ensure every Nigerian enjoys a financially secure and dignified retirement, where prosperity is not just a possibility, but a promise fulfilled.