Big Players Make Big Moves
Big Players Make
Big Moves
Transfer your Retirement Savings Account to Citizens Pensions today.
Some companies are built on ambition. Others are born out of necessity.
We are ignited by something far more powerful: Passion and Purpose.
Our Products & Services
Retirement Savings Account
Retirement Savings Account
An RSA is more than just a pension account, it is your financial security net, ensuring that every naira you earn today keeps working for you tomorrow.
Learn MoreMicro Pension Account
Micro Pension Account
With the Micro Pension Plan (MPP), financial freedom in retirement is no longer reserved for corporate employees.
Learn MorePension-Backed Mortgage
Pension-Backed Mortgage
At Citizens Pensions, we believe that your years of dedication and financial planning should bring you closer to the life you deserve.
Learn MoreVoluntary Contributions
Voluntary Contributions
Retirement isn’t a distant finish line—it’s a chapter of life that should be lived with dignity and freedom.
Learn MoreCross Border Pension
Cross Border Pension
Home isn’t just a place, it’s a future you plan for. Whether you live in Lagos or London, Abuja or Atlanta, your retirement should be just as secure as your dreams.
Learn MoreRetirement Advisory Services
Retirement Advisory Services
At Citizens Pensions, we believe retirement is not an end, it’s a transition into the life you’ve worked hard for. But getting there takes more than hope; it takes a plan.
Learn MoreFrequently Asked Questions
What’s the maximum amount I can access from my RSA for residential mortgage purposes?
What’s the role of the PFA in mortgage approval?
Your PFA comes in after you’ve secured a verified offer letter and are working with a licensed mortgage provider. Mortgage approval itself is between you and the lender.
Can I use my RSA balance to repay my mortgage loan over time?
No; only 25% of your RSA can be used once, and strictly as an equity contribution towards a fresh mortgage.
How do I know which Mortgage Lenders are eligible?
PenCom publishes an updated list of approved Mortgage Lenders on its website every six months.
